Buy a diversified fund that has global exposure and charges a minimal fee is the investing advice Harvard Professor N. Gregory Mankiw gave to his mother in a NY Times column. Citing economic research that confirms his recommendation, he sounds convincing.
I live in a town where I have to pay for garbage pick-up and recycling or I can dispose of it myself. The fire department is voluntary. Because there is no local high school, the town pays other school districts to educate our teenagers. In our town,